Fee-only, Investment Management

Cottage Street Advisors is fee-only investment advisory firm focusing on the specific needs and requirements of high net worth clients and families.  To provide the personalized service that our clients have always received, we are careful about managing the growth of our practice.  We presently are working with approximately eighty clien

Cottage Street Advisors is fee-only investment advisory firm focusing on the specific needs and requirements of high net worth clients and families.  To provide the personalized service that our clients have always received, we are careful about managing the growth of our practice.  We presently are working with approximately eighty clients and families for whom we manage over one hundred discreet portfolios.  We manage portfolios of all sizes, but our larger clients have assets of $25 million to $40 million under management. 

Broadly speaking, we are long-term, patient, value investors, always sensitive to our obligation to balance preserving our clients’ wealth as well as seeking long-term appreciation.  Generally in our client portfolios, we broadly diversify our holdings in individual securities and bonds, exchange traded funds, and alternative investments.

Broadly speaking, we are long-term, patient, value investors, always sensitive to our obligation to balance preserving our clients’ wealth as well as seeking long-term appreciation.  Generally in our client portfolios, we broadly diversify our holdings in individual securities and bonds, exchange traded funds, and alternative investments. When appropriate, we employ hedging strategies to reduce volatility and mitigate potential losses. 

Michael K. Davis is the founder and Managing Partner of Cottage Street Advisors, with thirty-five years of professional investment management experience. He is a graduate of Yale University (BA) and the Harvard Graduate School of Business (MBA, with distinction), and received his certification as a CPA after graduation from Harvard. Mik

Michael K. Davis is the founder and Managing Partner of Cottage Street Advisors, with thirty-five years of professional investment management experience. He is a graduate of Yale University (BA) and the Harvard Graduate School of Business (MBA, with distinction), and received his certification as a CPA after graduation from Harvard. Mike served as a commissioned officer in the US Army between his undergraduate and graduate school years. Mike’s social interests include travel, sailing and tennis, and he is an avid duplicate bridge player. Mike lives in Marion, MA.  

Jason Haviland is a CFA Charterholder and Senior Partner at Cottage Street Advisors, with over thirty years of financial services and investment management experience. He is a graduate of the University of Michigan (BA) and Boston College Carroll School of Management (MBA). Prior to joining Cottage Street, Jason founded J. Bradford Inve

Jason Haviland is a CFA Charterholder and Senior Partner at Cottage Street Advisors, with over thirty years of financial services and investment management experience. He is a graduate of the University of Michigan (BA) and Boston College Carroll School of Management (MBA). Prior to joining Cottage Street, Jason founded J. Bradford Investment Management, an independent RIA and was a vice president with Fidelity Investments for over 20 years. Jason is a seasoned investment professional with expertise in technology, HR and operations management. Jason is an avid tennis and pickleball player and lives in Southern New Hampshire with his wife and two daughters.